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  •  About Ashar Group
    • About Ashar Group
    • Why Ashar?
    • Management Team
    • Legal Counsel
    • Medical Director
    • Advisory Committee
  •  About Life Settlements
    • What is a Life Settlement?
    • The Settlement Market
    • The Settlement Process
    • A.S.A.P. Settlement
    • Partnering with Ashar
    • The Bottom Line
  •  Case Studies
  •  Compliance
    • Licensing & Compliance
    • State by State Licensing
    • Anti-Fraud Plan
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  •  Policy Evaluation
    • Policy Evaluation
    • Parameters For Life Settlement
    • Reasons to Choose Life Settlement
    • Right-Fit Life Settlements
  •  Resource Center
  •  Inquiry Packets & Forms
Parameters for a Life Settlement | Reasons to Choose Life Settlement | Right-Fit Life Settlements

Right-Fit Life Settlements

The Facts of l.i.f.e.

Current Purchasing Sweet Spot

  • Policy Type – UL, Term (convertible to UL), or SUL
  • Policy Size – $500K or larger
  • Life Expectancy – 120 months or less (a few buyers 10-15 years)
  • Premium to death benefit ratio 3-5% or less
  • Not premium financed with strong carrier rating
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